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Bankruptcy can be a scary thought. Nevertheless, Attorney David Kaminow understands what you are facing and can provide you with the help you need to get through your current financial situation. If you are considering filing for bankruptcy but are worried about losing your assets, Mr. Kaminow will be able to assist you when filing for Chapter 13. Under Chapter 13, you will be allowed to keep all of your property while being given the opportunity to pay back your creditors. Please call Mr. Kaminow at 301-340-8600 to determine if filing Chapter 13 is the best solution for you.

Advantages of filing for Chapter 13 include:

Chapter 13 is very different from filing a Chapter 7. With a Chapter 7, non-exempt assets of the debtor may be collected and sold to repay creditors. A Chapter 13 bankruptcy, on the other hand, is designed to give debtors a chance to repay all of their debts under better terms while keeping their assets. Under the current bankruptcy laws, people who file for a Chapter 13 will be given up to 5 years to repay some or all of their debts.

When we are overwhelmed in debt, it can feel as if there is no way out and that we have no control over the situation. However, the truth of the matter is that you have legal rights under the federal law that can be implemented to provide you with protection from creditors. David Kaminow can advise you of your legal rights as well as the best action to take so contact him now before it is too late.

David Kaminow has been advising clients in all aspects of bankruptcy law for almost 15 years. His experience representing both creditors and debtors gives him unique insight into the workings of the bankruptcy court and the legal process. He is a graduate of George Washington University Law School and has practiced in MD.